We file your insurance
Our front-desk team submits your claims and documentation directly to your carrier — so you don't have to chase reimbursements.
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Insurance & Financing
Care that fits your budget
We accept most major dental insurance, file your claims for you, and offer flexible payment options — including CareCredit and Cherry — so the right treatment is also the realistic one.
Transparent estimates
Before any treatment starts, you'll get a written estimate that breaks down what insurance covers and what your share looks like. No surprise bills.
Flexible payment plans
From single visits to full smile makeovers, we'll work with you on a payment plan that fits — including third-party financing with monthly options.
Dental insurance
We accept most major plans
We work with most PPO dental plans and many HMO/DHMO networks. If your carrier isn't listed below, call us at (310) 412-8013 — we likely still accept it as an out-of-network provider and can verify benefits before your visit.
- Delta Dental
- Cigna
- Aetna
- MetLife
- Guardian
- United Healthcare
- Anthem Blue Cross
- Humana
- Principal
- Ameritas
- + many more — call to verify
In-network status varies by plan tier and procedure. We verify coverage before treatment and submit your claim on your behalf. Out-of-network benefits are honored by most PPO plans.
Financing partners
Pay over time, on terms that work
For treatment plans that go beyond what insurance covers, we partner with trusted patient-financing providers. Apply in minutes — most decisions are instant and won't impact your credit score to check.
Cherry
Instant pre-qualification
Cherry — buy now, pay monthly
Cherry offers flexible monthly payment plans from 3 to 60 months for dental care. Apply in seconds with no impact to your credit score, and find out instantly what you qualify for. 0% APR plans available for qualified applicants.
- No hard credit check to pre-qualify
- Same-day decisions
- Plans from $200 to $10,000+
CareCredit
Healthcare credit card
CareCredit — short-term & long-term plans
CareCredit is a healthcare credit card accepted at over 250,000 providers nationwide. Choose interest-free short-term plans (6, 12, 18, or 24 months) for qualifying purchases, or longer-term reduced-APR plans for larger treatment.
- Online application with instant decision
- Interest-free promotional periods available
- Use for the whole family, not just dental
In-Office Plan
Talk to Dr. Coh
Custom in-office payment plan
For long-term patients and ongoing care, we can split larger treatment plans into manageable installments paid directly to the office — no third-party application required. Speak with our financial coordinator about what's possible.
- No outside application needed
- Built around your treatment timeline
- Pair with insurance & financing for maximum flexibility
Cash · Check · Card
All major cards
Cash, check, or credit card
We accept all major credit cards (Visa, Mastercard, American Express, Discover), debit, HSA/FSA cards, personal checks, and cash. You can split a treatment fee across multiple payment methods if that helps you budget.
- HSA / FSA accepted
- Split between multiple methods welcome
- Receipts for tax-deductible care
How it works
1
Verify
Tell us your insurance carrier when you book. We verify your benefits before your visit so there are no surprises.
2
Estimate
After your exam, you'll get a written treatment plan with the insurance estimate and your portion clearly broken down.
3
Choose
Pick a payment method — insurance plus cash, CareCredit, Cherry, an in-office plan, or any combination. We make it work.
4
Treat
Treatment proceeds. We submit your claim on your behalf and apply payments at every visit.
Common questions
What if I don't have dental insurance?
That's common — and not a problem. We see uninsured patients every day. Between cash payment, CareCredit, Cherry, and our in-office payment plans, we'll build something that fits. Ask about our new-patient exam pricing.
Will applying for CareCredit or Cherry hurt my credit?
Cherry's pre-qualification is a soft credit check and doesn't impact your score. CareCredit also offers instant decisions on its application. If you decide to proceed and accept a plan, a hard inquiry may then be placed by the lender.
Can I split a payment between insurance, CareCredit, and a credit card?
Yes. You can mix and match. Many patients use insurance to cover the bulk, CareCredit for the remainder over 12 months, and a credit card for the small out-of-pocket portion.
Do you require payment up front?
For routine visits, we collect your estimated share at the time of service. For larger treatment plans (implants, full-mouth rehabilitation, orthodontics), we work out the payment timing with you in advance — never a surprise on the chair.
What if my insurance pays less than expected?
Insurance estimates are estimates — actual reimbursement can vary. If your insurance pays less than projected, we'll review the explanation of benefits with you and adjust your in-office plan accordingly. No collection-style surprises.
Do you charge for treatment consultations?
Initial implant and cosmetic consultations are complimentary. Standard exam and X-ray visits are billed to your insurance or paid out of pocket at our new-patient rate.
Don't let cost stand between you and your smile.
Call or book online. We'll verify your insurance and walk you through the options before your appointment.